The Asheville Blue Cross and Blue Shield of North Carolina® Store

Get Answers. Be Informed. In Person.

With all the challenges facing employers and individuals, figuring out what options and decisions you need to make on your insurance can be difficult. You need an experienced team who can analyze the numerous options available and narrow them down to ones that fit your needs. The team at WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store is the one for you.

Local BCBSNC agents at WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store work hard to stay current in today’s ever-changing health care arena. Are you single and looking for an affordable individual policy? A small business owner looking for group coverage? Celebrating your 65th birthday and want to learn more about your choices for a Medicare Advantage or Medicare Supplement plan? At WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store, we know the most important things for choosing the best North Carolina health insurance for yourself, your family, or your employees are: affordable prices, exceptional service and reliable support from a local agent. Our unwavering commitment to the clients we serve and expertise in the industry means WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store will be a long-lasting partner in creating and maintaining health care coverage for you and the people you care about.

Think you can’t afford health insurance? Think again! Under Health Care Reform, you may qualify for a significant discount on your health insurance. Click here to find out more.

At the WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store you can...

  • Get help finding the right BCBSNC health insurance plan for you including:
    • Individual and Family Health Insurance Plans
    • Medicare Plans including:
      • Medicare Advantage
      • Medicare Supplements
      • Part D Prescription Plans
    • Dental Plans
    • Dental Plans for seniors!
    • Group Health Insurance Plans
    • Group Dental, Life and Disability Plans
  • Talk to an agent about health care reform and how it affects you
  • Government subsidies you may qualify for
  • Attend one of our several weekly education programs
  • Get answers about your policy or bill
WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store 1854 Hendersonville Road Suite C Asheville, NC 28803
Individual 828.348.2583 Toll Free 855.395.5552 Group 828.681.8223
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WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® History

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store was created to offer affordable health insurance and unmatched customer service to North Carolina residents. Founded in 1994 by Josh Williams as Josh Williams Enterprises, Inc., WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store has become one of the most successful health insurance firms in Western North Carolina. Josh attributes the success of WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store to the care for each client on an individual basis. As WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store continues to expand, Josh instills each and every new employee with his "customer care" philosophy as well as his invaluable experience. As health insurance as we know it changes, WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store's knowledgeable agents are committed to helping find the solution that is right for you or your business.

Are you a new member? Click here to access our member's page Our Privacy Notice Statement

Find Us

Come on in and speak to someone face to face; get help deciding on the right insurance plan for you and your family. We are your neighborhood Asheville Blue Cross and Blue Shield of North Carolina® Store. Our agents are here to help!

Location

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store
1854 Hendersonville Road, Suite C
Asheville, NC 28803
Walk In Store Hours: 9:00 am – 5:00 pm Monday through Friday

Find Us on Google Maps

Phone

Individual
828.348.2583     Toll Free 855.395.5552
ACA Enrollment Agents available by phone from 9:00 am – 5:00 pm Monday through Friday

Group
Phone 828.681.8223 Fax 828.681.8224
Group agents are available from 9:00 am – 5:00 pm Monday through Friday



WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store 1854 Hendersonville Road Suite C Asheville, NC 28803
Individual 828.348.2583 Toll Free 855.395.5552 Group 828.681.8223

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The Health Insurance Marketplace

Health Insurance Coverage for Families and Individuals

The Patient Protection and Affordable Care Act (ACA) became law in 2010 and requires everyone who can afford health insurance to maintain coverage. If the government determines that you are able to afford health insurance but chose to go without coverage for 3 or more months in a given year, you will be required to pay a penalty when filing your income taxes for that year (in the following year). The fine for not having health insurance in 2016 will be more than double that of 2015 and will continue to rise in future years based on the rate of inflation.

Open Enrollment Runs From November 1, 2015 Through January 31, 2016!

Open Enrollment for 2016 North Carolina health insurance plans starts on November 1, 2015. As of November 1st, everyone can register for health coverage or make adjustments to their current plans for 2016 through the Federal Health Insurance Marketplace. All 2016 health insurance changes and plan selections must be made by January 31, 2016.

If you miss the 3 month Open Enrollment window for 2016 health insurance, you will not be able to buy health insurance coverage in North Carolina, or modify your existing health insurance policy, until the next Annual Open Enrollment Period for 2017 – unless you experience a Qualifying Life Event. This applies to plans offered both on and off the Federal Health Insurance Marketplace.

Affordable health insurance is available in North Carolina through The Asheville Blue Cross and Blue Shield of North Carolina® Store, an independent authorized agency of Blue Cross and Blue Shield of North Carolina®. We are here to assist you in registering with Healthcare.gov, applying for subsidies, and finding the most affordable insurance plans for you and your family.

Affordable Health Insurance Plans

Worried about the price of health insurance premiums in 2016? North Carolinians can apply for federal subsidies to help offset the cost of premiums purchased through the NC Health Insurance Marketplace (Healthcare.gov) during the Annual Open Enrollment Period, or through a Special Registration Period.

You will find four levels of plans offered at the Health Insurance Marketplace: Bronze (lowest premiums with highest out-of-pocket costs), Silver, Gold and Platinum (highest premiums with lowest out-of-pocket costs). The costs of the health plans offered on each level depend largely on the percentage of medical expenses you pay out-of-pocket. Those plans that cover a greater percentage of expenses will have higher premiums.

Every plan available at the Federal Health Insurance Marketplace must cover the same minimum essential benefits. In addition, insurers cannot increase monthly premiums or deny coverage due to a preexisting condition.

To find out more about the advantages of buying North Carolina insurance through the Health Insurance Marketplace, contact us today at 828-348-2583.

North Carolina’s Health Insurance Marketplace

Although the cost of premiums increased in 2016, the Federal Health Insurance Marketplace still offers North Carolinians a variety of affordable health insurance plans. The Asheville Blue Cross and Blue Shield of North Carolina® Store can help you to find the best NC health plans offered through The Affordable Care Act at the lowest rates. We are here to help you navigate the Health Insurance Marketplace and understand North Carolina health plans. We will assist you in finding the right health insurance policy to protect your family and answer any questions you may have, all at no cost to you.

Visit us in person at our Asheville location, or contact us at: 828-348-2583.

Insurance Coverage in North Carolina

The largest health insurance provider in North Carolina is Blue Cross and Blue Shield of North Carolina®, or BCBSNC®. BCBSNC® offers subsidy eligible ACA compliant plans in all 100 North Carolina counties through the Federal NC Health Insurance Marketplace (healthcare.gov).

Blue Cross and Blue Shield of North Carolina® offers an expansive provider network. We can help you select an individual or family plan where your existing physician is an in-network provider, or help you find an in-network provider in cases where you do not have a physician or are changing physicians.

Are you enrolling during Open Enrollment? Have you recently moved to North Carolina? Has your employer stopped offering health insurance? Or have you experienced any other Qualifying Life Event in the last 60 days?

In all of the above situations (and more), The Asheville Blue Cross and Blue Shield of North Carolina® Store is here for you! For help in selecting the best health insurance policy in North Carolina, get in touch with The Asheville Blue Cross and Blue Shield of North Carolina® Store now!



WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store 1854 Hendersonville Road Suite C Asheville, NC 28803
Individual 828.348.2583 Toll Free 855.395.5552 Group 828.681.8223

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Health Insurance Marketplace for Employers

What is the Health Insurance Marketplace?

In March 2010, The Patient Protection and Affordable Care Act (ACA) became law. ACA required the creation of two health insurance programs:

  1. An Health Insurance Marketplace for Individuals
  2. A SHOP Marketplace for Small Businesses

The Health Insurance Marketplace for Individuals offers affordable health care plans to people without employer health benefits (or those who prefer not to use their employer’s health coverage) that meet minimum coverage requirements established under the ACA.

The SHOP Marketplace for Businesses offers small businesses who want to offer their employees health care benefits a place to shop for affordably priced group health plans.

How Does The Affordable Care Act Affect Employers?

Under the Employer Shared Responsibility Provisions of the new health care reform law…

100 or More Full Time Equivalent Employees: Every business that has a minimum of 100 full time equivalent employees during a calendar year must offer their employees health insurance in the following calendar year, or else pay a penalty known as a Shared Responsibility Payment. The law first went into effect in 2015 and was gradually phased in:

  • Businesses that had 100 or greater full time equivalent employees in 2014 must offer health coverage to a minimum of 70% of their full time employees in 2015.
  • Businesses that had 100 or greater full-time equivalent employees in 2015 must offer health coverage to at least 95% of full time employees in 2016.
  • Businesses with 100 or greater full-time equivalent employees in 2016 and beyond must continue to offer health coverage to at least 95% of full time employees in subsequent calendar years.

Note: Although 95% is the minimum standard, it is recommended that you offer coverage to 100% of full-time employees to avoid being fined a penalty. If JUST ONE of the 5% of full time employees not offered health coverage qualifies for a premium tax credit, you will be required to make a Shared Responsibility Payment (i.e. pay a penalty) – even though you offered coverage to 95% per ACA guidelines!

50-99 Full Time Equivalent Employees: Starting in 2016, businesses with between 50-99 full time equivalent employees (as determined by the previous calendar year), must provide health insurance to at least 95% of their full time employees to avoid paying a penalty.

Note: Although 95% is the minimum standard, it is recommended that you offer coverage to 100% of full-time employees to avoid being fined a penalty. If JUST ONE of the 5% of full time employees not offered health coverage qualifies for a premium tax credit, you will be required to make a Shared Responsibility Payment (i.e. pay a penalty) – even though you offered coverage to 95% per ACA guidelines!

Is it Necessary to Provide Health Coverage to My Employees?

It all depends on how many full time equivalent employees you have, and if they qualify for government insurance subsidies. If you have 50 or more full time equivalent employees in 2015 or beyond, and you do not offer affordable group health coverage in the following year (2016 and beyond), and at least one full time employee qualifies to receive health insurance subsidies through the Federal Marketplace, then you will have to make a "shared responsibility payment" (i.e. pay a penalty).

49 or Lesser Full Time Equivalent Employees: Businesses with 49 full time equivalent employees or less during a calendar year are not mandated to provide health insurance the following year. If you increase your number of full time equivalent employees to greater than 49 during a calendar year, you will not be required to provide group coverage during that year, but will be required to offer coverage in the following year. Likewise, if you reduce your number for full time equivalent employees to 49 or less during a calendar year, you will still have to continue offering group coverage for the remainder of that calendar year, but will no longer be required to offer coverage the following year.

Employer Shared Responsibility Provisions: Employer Shared Responsibility Provisions are assed based on the number of full time equivalent employees in the previous calendar year. In 2016 and beyond, all businesses with 50 or more full time equivalent employees (as determined by the previous calendar year) that do not offer health insurance that meets ACA affordability guidelines (premiums are less than 9.5% of the employee’s wages to cover just the employee), will be assessed a penalty if at least one full time employee qualifies for a premium tax credit through the Health Insurance Marketplace.

Employer Shared Responsibility Provisions apply to non-profit, government and for-profit businesses. Penalties will be assessed separately for each month. For information on how penalties are calculated, see the IRS.gov Calculation of Employer Shared Responsibility Payment.

What is a Full Time Equivalent Employee?

A full time employee is someone who works at least 30 hours per week. Under the Affordable Care Act, a full time equivalent employee is two or more part-time employees whose hours add up to 30 hours or more per week. In other words, if you have 49 full time employees that work 30 hours per week and 2 part time employees who each work 15 hours per week, you have 50 full time equivalent employees.

Voluntary workers who work for a government or tax-exempt entity should not be regarded as full time employees. Full time employees generally do not include seasonal workers who work 6 months or less per year. However, teachers and educational employees are NOT to be considered part-time simply because their school operates on a limited schedule during summer. You can use this calculator to help determine the number of full time equivalent employees you have.

How do I determine if one my employees qualifies for a premium tax credit?

It is impossible for an employer to know for sure if one of their employees will qualify for a premium tax credit. Qualification for the tax credit is based on Federal Poverty Guidelines, which take into account personal information an employer is not often aware of , such as the gross income for the family (including income from the spouse), and the number of household dependents (i.e. children or elderly adults). Employees are not obligated to share this private information with employers.

The maximum qualifying gross income for getting a premium tax credit (i.e. insurance subsidy) differs according to family size and is based on annual Federal Poverty Guidelines. An individual or family may make up to 400% of the Federal poverty level and qualify for the credit.

  • Individuals who make up to $47,080 or less per year may qualify to receive a premium tax credit in 2016.
  • A family of four with a gross income of $97,000 or less may qualify to receive a premium tax credit in 2016.

Premium tax credits will not be offered to employees who opt out of employer-sponsored plans that are affordable and offer minimum value. If you offer ACA compliant health coverage and one of your employees opts to purchase their own individual plan, they will not qualify to receive premium assistance, you will not be fined , and you are not required to cover any portion of their premium.

How do I know if my group insurance is ACA compliant ("affordable" and meets "minimum value")?

The Affordable Care Act requires group insurance to be both affordable and meet minimum value. Insurance is considered affordable if premiums to cover just the employee do not exceed 9.5 percent of the employee’s annual wages. Minimum value is defined as an insurance plan that covers at least 60% of the cost of covered medical services.

How much will I have to pay if I don’t offer insurance or my insurance doesn't meet the law’s requirements?

Beginning in 2016, businesses with 50 or more full time equivalent employees who do not offer insurance may have to pay an annual Employer Shared Responsibility payment of $2,000 per full-time employee (excluding the first 30 employees), if at least one employee qualifies for premium savings in the Health Insurance Marketplace.

OK. I Have To (or Want To) provide health insurance for my employees. How do I determine which is the best health insurance that I can afford to give them?

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store is here to offer assistance in selecting the best group health insurance plan for your employees!

What is the difference between the Health Insurance Marketplace and the regular group health insurance that employers currently provide for employees?

Unlike traditional health care plans, the plans offered on the Health Insurance Marketplace must all offer the same minimal essential health benefits. This ensures that everyone who purchases a health care plan through the exchange receives the same quality of coverage. Rather than the type of coverage offered, the difference in price for plans will be based on the amount of medical expenses the plan pays. For example, plans with a lower premium will offer the same minimal essential health benefits as plans with a higher premium, but will require the insured to pay a higher percentage of the overall medical costs out of pocket.

Group health insurance plans offered outside of the Health Insurance Marketplace have traditionally established premiums based on the type of coverage offered, with increased premiums for services such as maternity care.

As of January 2014, all individual and small group health insurance plans, even those not participating in the Health Insurance Marketplace, must offer the following minimal essential health benefits:

  • ambulatory patient services
  • emergency services
  • hospitalization
  • maternity and newborn care
  • mental health and substance use disorder services, including behavioral health treatment
  • prescription drugs
  • rehabilitative and habilitative services and devices
  • laboratory services
  • preventive and wellness services and chronic disease management
  • pediatric services, including oral and vision care

Can I Keep My Current Business Insurance Provider?

If your business already offers insurance to its employees through an insurance provider, your business and your employees can stay with that insurer. You and your employees are not required to obtain insurance through the Health Insurance Marketplace if you are satisfied with your current insurance provider.

Businesses with 50 or more full time equivalent employees will want to ensure that their current insurance is considered affordable (premiums are less than 9.5% of an employee’s annual wages) and meets minimum value (covers 60% of the costs of benefits), to prevent paying a possible penalty in 2016.

If you currently contribute to a portion of the premium for your employees’ insurance through a group plan, and an employee opts to switch to an individual plan offered on the Health Insurance Marketplace, you are not required to contribute to the premium of the new individual plan.

How about small businesses who have 50 or fewer employees?

The Health Care Reform Bill contains several other provisions that impact small businesses and really, all businesses across the board. Two of these provisions are: SHOP, and the Small Business Healthcare Tax Credit.

SHOP

The Health Insurance Marketplace for Small Business: Small Business Health Options Program (SHOP)

Similar to the individual Health Insurance Marketplace for individuals, The Affordable Care Act requires a special Health Insurance Marketplace just for small businesses. The business Marketplace is known as the Small Business Health Options Program (SHOP).

The purpose of SHOP is to allow smaller businesses, which generally pay higher overhead costs for obtaining insurance, to have access to better quality coverage for their employees at lower costs.

The SHOP marketplace is currently open to businesses with up to 50 full time equivalent employees. The program is expected to open to businesses with up to 100 full time equivalent employees in 2016.

How can SHOP benefit my small business?

SHOP is designed to give small businesses the same access to affordable employee coverage as larger businesses have traditionally received. Businesses with 25 or fewer employees may receive an extended Small Business Health Care Tax Credit for up to 50% of the premiums paid for group plans purchased through SHOP.

As of 2014, health insurance plans purchased through SHOP: 1) Can’t turn you down based on the health status of employees or their dependents, and 2) Can’t charge you higher premiums for women or increase your group’s premium for employees with high medical costs. These rights do not apply to grandfathered plans.

If you purchase a group plan through SHOP, you must offer coverage to all full-time employees. Business owners who are self-employed, with no employees, are not eligible for coverage through SHOP.

For more information, see: Small Business Health Options Program (SHOP)

Need help purchasing insurance through SHOP? WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store is here to help you find the best health insurance plan for your business!

Small Business Health Care Tax Credit

As part of the health care reform law, small businesses that opt to provide health insurance benefits to their employees may be eligible for an increased Small Business Healthcare Tax Credit to help offset the cost of offering insurance. As of 2014, businesses with fewer than 25 full-time equivalent employees that: pay annual wages of less than $50,000 per employee; contribute 50% or more towards the employee’s self-only health insurance premiums; and participate in the Small Business Health Options Program (SHOP) may be eligible to claim a 50% tax credit.

How do I get more details about the Small Business Health Care Tax Credit?

Additional information to help you determine whether your small business qualifies for the tax credit, and how much you can expect to receive, is available on the irs.gov website

What Other Provisions in the Health Care Bill Affect My Business?

If your business offers insurance, you must provide your employees with a Summary of Benefits Coverage (SBC) that discloses what their current insurance plan covers and costs.

If your business offers insurance and your insurer does not spend at least 80% of premium dollars on medical care, you will receive a premium rebate. Businesses that contribute to their employees’ insurance premiums as part of a group health plan may treat the rebate as a plan asset, and use their discretion to determine a fair allocation of the rebate.

As of January 1, 2014, employees who are eligible for employer-provided health insurance coverage may not be made to wait more than 90 days to begin coverage.

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store is here to offer assistance in selecting the best health insurance options for you and your employees! Call us now or visit us at our new retail store!

— The information contained within this webpage is not to be construed as legal advice and is subject to change. —

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store 1854 Hendersonville Road Suite C Asheville, NC 28803
Individual 828.348.2583 Toll Free 855.395.5552 Group 828.681.8223

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Blue Medicare SupplementSM
For North Carolina beneficiaries enrolled in Medicare Part B

Choose the plan that’s right for you
See the doctor you want
Value-added discounts
Control of your care

Savings and peace of mind
Medicare only covers some of your medical costs. That’s why Blue Cross® and Blue Shield® of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn't cover. Choose from our 111 Blue Medicare Supplementsm plans to find the plan that best fits your needs and your budget.

  • Wide selection of plans
  • Protection against unexpected events

A local company you can trust2
BCBSNC serves more than 160,0003 North Carolina Medicare beneficiaries with over 80 years of experience in the health care industry.

  • One of the most trusted Medicare supplement plans in the state2

See the doctor you want
No matter which Blue Medicare Supplement plan you choose, you’re free to select your own Medicare-participating doctor or visit any Medicare-participating hospital. In most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by BCBSNC.

  • Choice of Medicare-participating doctors
  • Easy to use, virtually no claims to file

Blue365® Discount Program
Enroll in a Blue Medicare Supplement plan and get savings on a variety of products and services that can help you live a more healthy and active lifestyle – all at a discounted cost4. Save on services such as:

  • Vision Services
  • Laser Eye Surgery
  • Medical Bracelets
  • Healthy Eating
  • Hearing Aids

U4093, 4/15

Silver&Fit® A New Fitness Program
Starting June 1, 2015, Blue Medicare Supplement is now offering an exercise and healthy aging program7. Questions about the program can be answered by calling 1-877-764-2746 (TTY/TDD 1-877-710-2746), Monday through Friday 8 a.m. to 9 p.m. EST

No waiting periods
If you enroll early, you may be eligible for this plan without waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions.

  • No waiting periods for pre-existing conditions

Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare Supplement and may not have to complete a medical questionnaire if you meet the following:

  • You are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability (Plans A and C, 6)
  • You enroll within 6 months of enrolling in Medicare Part B
  • You are not covered by certain Medicaid programs
  • You are a resident of North Carolina

BCBSNC Blue Medicare Supplement Information

Compare Plan Benefits
Get a free rate quote
View the Blue Medicare Supplement Outline of Coverage brochure

For more information about Blue Medicare Supplement plans, including a free rate quote, call Marcie Dicus at 828-348-2583, or e-mail marcie@wnchealthinsurance.com.


For costs and further details of the coverage, including exclusions, any reductions or limitations and terms under which the policy may be continued in force, contact your agent or the company.

1 Plan A: BMS A, 11/13, Plan B: BMS B, 11/13, Plan C: BMS C, 11/13, Plan D: BMS D, 11/13, Plan F: BMS F, 11/13, HI DED Plan F: BMS HDF, 11/13, Plan G: BMS G, 11/13, Plan K: BMS K, 11/13, Plan L: BMS L, 11/13, Plan M: BMS M, 11/13, Plan N: BMS N, 11/13

2 BCBSNC Brand Tracking Study; Prophet; March 2013

3 Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, January 2015.

4 Blue365 offers access to savings on items that Members may purchase directly from independent vendors, which are different from items that are covered under the policies with BCBSNC. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither BCBSNC nor BCBSA recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.

5 The Silver&Fit® program is a value-added service that is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH) to members of BCBSNC’s Blue Medicare Supplement plans. The program is not part of a member’s policy or benefits, and may be changed or discontinued at any time. Additional fees may apply and results are not guaranteed. You should consult with your doctor before taking part in a fitness program. All programs and services are not available in all areas. Silver&Fit and the Silver&Fit logo are trademarks of ASH and are used with permission herein.

6 Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.

CAUTION: POLICY BENEFITS ARE LIMITED TO THOSE APPROVED BY MEDICARE FOR PAYMENT.

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store is an independent authorized Agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store . Neither BCBSNC nor its agents are connected with or endorsed by the United States government or the federal Medicare program.

BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. All other marks are property of their respective owners. BCBSNC is an independent licensee of the Blue Cross and Blue Shield Association.





WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store 1854 Hendersonville Road Suite C Asheville, NC 28803
Individual 828.348.2583 Toll Free 855.395.5552 Group 828.681.8223

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Events

There are no events scheduled at this time, but please call us or come to our store – and we'll make it a very positive life-changing event for you!

WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store 1854 Hendersonville Road Suite C Asheville, NC 28803
Individual 828.348.2583 Toll Free 855.395.5552 Group 828.681.8223


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© 1994 - WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store is an independent agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina® (BCBSNC). The content contained in this site is maintained by WNC Health Insurance / The Asheville Blue Cross and Blue Shield of North Carolina® Store. Blue Cross and Blue Shield of North Carolina® is an independent licensee of the Blue Cross and Blue Shield Association. SM, ® Marks of the Blue Cross and Blue Shield Association U9210 / 5/2013. Privacy Notice Statement